Notary Knowledge by Derrick Spruill

Foundational Fridays: Fee Structures & State Caps

Derrick Spruill Season 9 Episode 444

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0:00 | 22:33

Are you charging correctly for your services? Understanding how to price your work while staying compliant with the law is a vital skill for every professional. Join Eddie Montes Travis and Marylyn Lee Trotter as they break down the essential rules governing how much you can charge for your signatures and travel. • State Maximum Fees: Understanding the legal limits set by your state for individual acts to avoid overcharging and potential penalties. • Travel and Administrative Costs: How to differentiate between the statutory fee and the convenience fees you charge for mobile services. • Itemized Invoicing: The importance of providing clear receipts that separate notary fees from other service charges for transparency. • Regional Differences: Exploring why some states have flat caps while others allow for more flexible pricing structures. Staying within the law ensures your business remains credible and protected. Mastering your local fee schedule allows you to build a sustainable career without risking your commission. Please subscribe and like the podcast to keep up with all our weekly training sessions!

Show Notes:
• Understand the difference between state-mandated fees and service fees.
• Learn how to properly document and itemize your invoices for clients.
• Identify the risks of exceeding state caps on notarization acts.
• Discover strategies for calculating travel fees that cover your expenses.

Buy Becoming a Notary on Amazon

Notary Knowledge Reference Guide and Notary Bible on Amazon

Your Sunday Notary Reading:
Notary Public Foundation: Essential Guide to Core Duties, Ethics, and Commissioning on Amazon

Your Monday Notary Reading:
Notary Operational Excellence: Mastering Certificates, Journals, Ink, and Copy Certification on Amazon

Your Tuesday Notary Reading:
Notary Fraud Shield: Real-World Tactics, Red Flags, and Refusal Strategies on Amazon

Your Wednesday Notary Reading:
The Mobile Notary Blueprint: Launching and Managing Your On-Demand Business on Amazon

Your Thursday Notary Reading:
Notary Niche Navigator: Your Guide to Loan Signings, Apostilles, I-9s, and More on Amazon

Your Friday Notary Reading:
Notary Law & Liability: Understanding State Regulations, Insurance, and Avoiding UPL

Your Saturday Notary Reading:
The Future Notary: Mastering RON, eNotary, and Complex Scenarios on Amazon

Quick & Easy Solutions: How to Increase Mobile Notary Business for More Success & Profit: with 37 Professional Tips on Amazon

Executive Producer Derrick Spruill
Writers Marylyn Lee Trotter and Eddie Montes Travis
Graphics & Illustrations by Eddie Montes Travis
Music by Thomas Bynum
This Show is Produced by Magnificent Workz
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SPEAKER_01

Ready to unlock your notary potential and boost your income? It's time to move beyond basic notarizations. In Notary, Niche Navigator by Derek Spruel, learn the most profitable specialized services, learn to master high-demand areas like loan signings, international apostles, and I9 employment verifications. This essential guide offers new ideas to help you become the go to expert in your field. Grab your copy of Notary, Niche Navigator, by Derek Spruel today, and start building your empire.

SPEAKER_03

You know that um that highly specific, very uncomfortable moment when you finish a job.

SPEAKER_04

Oh, I know exactly what you're gonna say.

SPEAKER_03

Right. You hand your client the invoice and you just sort of hold your breath.

SPEAKER_04

Yeah, the classic invoice anxiety.

SPEAKER_03

Exactly. It's like this universal moment of panic for anyone running a new business. You suddenly start questioning your own value right there in their living room.

SPEAKER_05

Oh, absolutely. And you know, if you're stepping into the mobile notary space, that anxiety isn't just in your head.

SPEAKER_03

No, it's really not.

SPEAKER_05

Because it's amplified by the fact that you are operating under these really strict government regulations. It's a totally different landscape than simply um, you know, selling a product or a standard consulting service.

SPEAKER_03

Yeah, for sure.

SPEAKER_05

You're providing an authentication service that is literally governed by state law. So there are statutory limits just hovering over every single transaction.

SPEAKER_03

Which makes pricing feel incredibly precarious, especially when you're just starting out.

SPEAKER_05

Oh, 100%. It's terrifying at first.

SPEAKER_03

Aaron Powell, which is exactly why we're dedicating this time to mastering it. So welcome back to Notary Knowledge. And if you're new to our community, we just want to establish right up front that this show is your safe space.

SPEAKER_05

That's right.

SPEAKER_03

Whether you are in those, you know, early entry-level days or you're actively working to untangle all the complexities of running a compliant mobile business, you are absolutely in the right place.

SPEAKER_05

Yeah, we are basically here to strip away the guesswork because the goal is always to help you build a business that is both highly profitable and fiercely compliant.

SPEAKER_03

Yes. Profitable and compliant. It is so great to have you listening. We've been covering a lot of ground in our recent discussions.

SPEAKER_04

You really have.

SPEAKER_03

Like we walk through how to properly structure your notary journals. And we spent time exploring those grassroots marketing strategies to, you know, actually get your phone ringing.

SPEAKER_05

Which is kind of the most important part, right?

SPEAKER_03

Totally. So if you miss those, you will definitely want to circle back to them later. But before we launch into today's topic, please just take a quick second to rate the show, subscribe on whatever platform you use, and share this podcast with others who are building their own notary businesses.

SPEAKER_05

It genuinely helps the community so much. And uh, as you're building your foundation, make sure to visit the notary knowledge website.

SPEAKER_03

Highly recommend that.

SPEAKER_05

Yeah. If you are serious about taking your professional education to the next level, I highly recommend purchasing the Notary Knowledge book series by Derek Sprohl.

SPEAKER_03

That's so good.

SPEAKER_05

It's a brilliant seven-book compilation meant for sequential weekly reading.

SPEAKER_03

And for today's discussion specifically, you're gonna want to hone in on the Friday reading.

SPEAKER_04

Yes.

SPEAKER_03

That one is titled Notary Law and Liability Understanding State Regulations, Insurance, and Avoiding UPL. Honestly, that single book will save you a massive amount of regulatory headache.

SPEAKER_05

It really will. Which uh brings us to the mission for today. We are calling this Foundational Fridays, Fee Structures and State Caps.

SPEAKER_03

I love that title.

SPEAKER_05

Right. We're gonna demystify the mechanics of how you can ethically make a profit as a mobile notary without, you know, tripping over your state-mandated fee caps.

SPEAKER_03

Aaron Powell Because pricing is arguably the number one area where smart, well-intentioned business owners accidentally cross ethical and legal lines. Oh, all the time. They don't set out to break the law. They just um they don't understand the framework they're operating within.

SPEAKER_05

Aaron Powell And the stakes are high too. I mean, misunderstanding your pricing structure doesn't just result in an unhappy client or a bad Yelp review.

SPEAKER_03

Right.

SPEAKER_05

You're risking your actual state commission.

SPEAKER_03

Yeah, you could lose your stamp.

SPEAKER_05

Okay.

SPEAKER_03

So to get this right, we have to start with a concept outlined in the Notary Public Code of Professional Responsibility.

SPEAKER_04

Aaron Powell Okay, let's get into it.

SPEAKER_03

Aaron Powell It's the dual pricing logic. So as a mobile notary, you operate with a dual identity. Okay. On one hand, you are a state commissioned public officer, but simultaneously you're a private business operator.

SPEAKER_05

Aaron Ross Powell And those two identities carry two entirely different sets of financial rules.

SPEAKER_03

They really do.

SPEAKER_05

So let's look at your identity as a public officer first. The state grants you the authority to prevent fraud, give oaths, and authenticate critical transactions like a deed transfer or a power of attorney.

SPEAKER_03

Huge responsibility.

SPEAKER_05

Exactly. And because those acts are fundamental to the legal system, the government has to ensure that average citizens aren't priced out of basic legal necessities.

SPEAKER_03

Right, which makes sense.

SPEAKER_05

That is exactly why they establish a statutory fee cap.

SPEAKER_03

So it's basically a pure consumer protection law. Totally. The statutory fee is the state-regulated maximum amount you can charge for the actual physical act of notarizing, meaning just the application of your seal and your signature.

SPEAKER_05

Right. And those caps are all over the map depending on your jurisdiction. Like if your commission in Oregon, the state caps your fee at $10 per traditional notarial act.

SPEAKER_03

Okay, $10.

SPEAKER_05

Yeah. And $25 if you are performing a remote online notarization or on on.

SPEAKER_03

Got it. Meanwhile, a state like Maryland allows up to $25 for an original traditional notarial act.

SPEAKER_05

Oh wow. Quite a jump.

SPEAKER_03

Yeah. But as a public officer, those numbers are your legal ceiling for the stamp. But this is where the tension arises.

SPEAKER_04

Here we go.

SPEAKER_03

Because you are also a private business operator. If your state caps you at $10, how do you sustain a mobile operation?

SPEAKER_05

You can't. Not on 10 buttons.

SPEAKER_03

Right. You're paying for commercial insurance, gas, vehicle maintenance, marketing, and you know, the very real opportunity cost of sitting in traffic for an hour.

SPEAKER_05

You sustain it by recognizing that the statutory cap only governs the stamp. It does not govern the logistics. Right. So to survive, you have to charge travel and convenience fees. Yes. Those fees are not compensating you for authenticating a signature. They're compensating your private business for the heavy lifting of bringing an office directly to a client's living room or a hospital bed.

SPEAKER_03

But let's look at this from the perspective of the novice listener for a second.

SPEAKER_04

Okay, lay it on me.

SPEAKER_03

Because if I'm operating in a state with a $10 cap, right?

SPEAKER_04

Hmm.

SPEAKER_03

And I drive 45 minutes to a client's house, I do the notarization, and then I hand them an invoice for $110. Aren't they going to look up the state law right there on their phone, see a $10 limit, and suddenly accuse me of price gouging?

SPEAKER_05

It happens.

SPEAKER_03

So how do we defend that structure without looking predatory?

SPEAKER_05

The defense is extreme clarity and the physical separation of fees on your invoice.

SPEAKER_03

Okay, break that down.

SPEAKER_05

Think about the modern economy. When you order a $10 pizza on a delivery app, you know the food costs $10. Sure. But when you finalize the checkout, the total is $25. You're paying a delivery fee, a service fee, and a driver tip.

SPEAKER_03

That is so true.

SPEAKER_05

And you happily pay it because you're paying for the luxury of staying on your couch in your pajamas while someone else deals with traffic.

SPEAKER_03

Right. You don't accuse the restaurant of illegally marking up the pepperoni.

SPEAKER_05

Exactly. The pizza is the notarial act. The delivery fee is the mobile convenience. And the only way the consumer accepts that is if the receipt clearly breaks down both elements.

SPEAKER_03

Yeah, if the app just said pizza $25, you would feel completely cheated.

SPEAKER_05

100%. That separation is the key to shifting out of what we call the commodity mindset.

SPEAKER_03

Okay, I like that tone.

SPEAKER_05

Derek Sproul's Virginia-based business model is essentially the gold standard for this.

SPEAKER_03

Oh, let's talk about his model.

SPEAKER_05

So Virginia's statutory maximum is $10 per act. So Derek charges exactly $10 for the act. But he applies a starting $100 traveling convenience fee for dispatches in Loudoun and Fairfax counties.

SPEAKER_03

Okay, so if he drives to a skilled nerfing facility in Fairfax to notarize a single health care directive, his invoice is meticulously structured.

SPEAKER_04

Yep.

SPEAKER_03

Line one, notarial act, ten dollars. Line two, travel and convenience, one hundred dollars.

SPEAKER_04

Beautiful.

SPEAKER_03

The client sees exactly what they're buying, he remains fully compliant with Virginia law, and he maintains a profitable margin.

SPEAKER_05

Exactly. By clearly itemizing the value of his mobility, he stops being a generic ten dollar commodity and establishes himself as a premium specialized service.

SPEAKER_03

That is so smart. Okay, we're gonna take a moment to pause for a quick commercial break, but don't go anywhere. When we come back, we're diving into the National Notary Association's best practices.

SPEAKER_05

We'll be right back.

SPEAKER_03

All right, welcome back. So before the break, we talked about the logic of travel fees. But how do we actually implement this systematically?

SPEAKER_05

Well, the National Notary Association has published a set of five best practices for handling travel fees, and they map perfectly onto this idea of transparency.

SPEAKER_03

Let's walk through.

SPEAKER_05

The most critical rule is what we just discussed. Keep travel fees completely separate from notarization fees on the invoice. Never use a vague line item like notary services for the total amount.

SPEAKER_03

Because if you're ever audited by the state and they see a single line item for $110, they're going to assume that entire amount was charged for the stamp.

SPEAKER_05

Exactly.

SPEAKER_03

Which means they will assume you broke the law.

SPEAKER_05

Right. Now, the next crucial practice is agreeing on the travel fee in advance.

SPEAKER_03

Oh, this is huge.

SPEAKER_05

You never want to arrive at a location, perform the service, and then surprise the client with a $60 travel fee they weren't expecting. That is the fastest way to get a complaint filed against your commission.

SPEAKER_03

Yeah, nobody likes a surprise fee.

SPEAKER_05

No. And tip number three, you also have to establish a policy for incomplete notarizations up front. Aaron Powell Right.

SPEAKER_03

Like what happens if you drive an hour to a signing and the client hands you a driver's license that expired four years ago?

SPEAKER_05

Happens more often than you'd think.

SPEAKER_03

Aaron Ross Powell You legally cannot proceed with the notarization. The question is, do they still owe you for the travel?

SPEAKER_05

Well, if you didn't tell them your policy before you put the key in your ignition, you are gonna have a very hard time collecting that fee.

SPEAKER_03

So true.

SPEAKER_05

This is why tip number four, optionally requesting payment in advance, like a booking retainer for the travel portion, is a brilliant way to protect your business. Your gas and time are covered regardless of their inability to produce proper ID.

SPEAKER_03

That makes total sense. And tip number five is just administratively making sure your notary journal reflects all of this. Your journal should record the travel fee separately from the notarial act fee, just like your invoice does. Everything needs to match.

SPEAKER_05

Exactly. Now taking these general NNA best practices and applying them to specific states is where things get really fascinating.

SPEAKER_03

Oh, because the regulations wildly vary.

SPEAKER_05

Wildly. Look at Maryland. Maryland heavily regulates the travel aspect. They cap travel fees strictly at the IRS standard mileage rate for business travel plus a flat fee not to exceed five dollars.

SPEAKER_03

Aaron Powell Okay, so the legislative intent there is clearly to remove arbitrary pricing. Maryland wants a mathematical standard based on actual distance rather than leaving it up to market rates.

SPEAKER_05

Exactly. But then contrast that with Nevada, which takes a totally different approach.

SPEAKER_03

What does Nevada do?

SPEAKER_05

And Nevada allows you to charge hourly rates for travel.

SPEAKER_03

Oh, interesting.

SPEAKER_05

Yeah. You can charge up to $15 per hour during the day and $30 per hour at night. And Nevada provides a unique statutory shield for the business owner.

SPEAKER_03

Aaron Powell What kind of shield?

SPEAKER_05

If a client agrees to the travel fee and then cancels while the notary is already in transit, state law dictates the notary is still entitled to that fee.

SPEAKER_03

Oh wow. That is a massive protection. Probably born out of the fact that Nevada has vast rural stretches where a notary might drive two hours for an appointment.

SPEAKER_05

Aaron Ross Powell Exactly. An hourly rate makes far more logistical sense there than strict mileage.

SPEAKER_03

But then you have a state like Colorado, which serves as a severe warning about administrative precision.

SPEAKER_05

Yeah, Colorado does not mess around.

SPEAKER_03

No. They implemented strict new administrative rules recently, requiring notaries to provide a written, itemized document of all fees before the Notarial Act and a detailed receipt after.

SPEAKER_05

Yeah, the reason Colorado went to this extreme is because they were inundated with consumer complaints about ambiguous pricing.

SPEAKER_04

Right.

SPEAKER_05

We can use a mechanic analogy to understand the burden of proof here. If you take your car to a mechanic and they hand you a scrap of paper that just says $800, you immediately suspect they marked up the price of the parts.

SPEAKER_03

Oh, for sure. You feel like you're being scammed.

SPEAKER_05

But if they give you an itemized invoice that says parts, $100, diagnostic labor, $700, you might not like the price, but you understand the breakdown.

SPEAKER_03

Colorado essentially applied that logic to notaries, but with a punitive twist.

SPEAKER_05

Yeah, a big twist.

SPEAKER_03

If a Colorado notary fails to separately itemize the travel fee in writing, the state legally presumes that the notary illegally overcharged for the notarial act.

SPEAKER_05

The burden of proof is entirely on you. Even if you verbally explain the travel fee perfectly, failing to put that separation on paper means the state assumes you broke the law. Wow. Yeah, putting your entire commission at risk.

SPEAKER_03

It just proves that invoicing isn't just a bookkeeping task, it is a fundamental part of your legal duty.

SPEAKER_04

Absolutely.

SPEAKER_03

Okay, we're gonna pause for one more quick commercial break. Stick with us because when we come back, we're doing our favorite segment.

SPEAKER_04

Can't wait.

SPEAKER_03

All right, welcome back.

SPEAKER_04

Yeah.

SPEAKER_03

So the law often looks very clear in a state handbook, but it gets muddy when you're actually standing in a client's living room. Oh what? So we are gonna pivot to our favorite segment. Good question. What would you do?

SPEAKER_05

This is where we take all of these rules and apply them to hypothetical real-world scenarios submitted by you, our listeners, from across the country.

SPEAKER_03

Let's look at scenario one, submitted by Ava in Florida. Ava says, My state limits my notary fee to $10. I live in a heavily congested area, so I charge a high travel fee to make it worth my time and traffic. How do I avoid clients complaining to the state that I'm overcharging them?

SPEAKER_05

Okay, so Ava is highlighting a really common fear. Florida caps traditional acts at $10 and Ron Axe at $25. Right. But the great news for Ava is that Florida does not cap or strictly regulate travel fees. She is operating in a free market for her travel rates.

SPEAKER_03

That's a relief for her.

SPEAKER_05

Yeah. The solution to her anxiety is found directly in the Florida Governor's Reference Manual. The manual mandates that if you charge fees for services not directly related to the notarization, like a high convenience fee, you must provide the customer with an itemized list of those charges beforehand.

SPEAKER_03

So the state is basically saying you can charge whatever the market will bear for travel as long as there is zero deception.

SPEAKER_05

Precisely.

SPEAKER_03

If you provide that itemized breakdown in advance and the client consents, your commission is fully protected from overcharging complaints.

SPEAKER_05

Easy enough. Moving to scenario two, Julian in Washington State asks about the mechanics of that communication.

SPEAKER_03

Okay, what's Julian asking?

SPEAKER_05

He says, I know I have to tell people about the travel fee, but what exactly do I need to say to them before I drive to their location?

SPEAKER_03

Ooh, Washington is highly prescriptive about this. Julian's dealing with a strict verbal disclosure rule under WAC 308-30220.

SPEAKER_05

That's a mouthful.

SPEAKER_03

It is. The state understands that when a commissioned official shows up with a stamp, consumers often assume every fee on the invoice is government mandated. Right. So to break that illusion, Washington requires informed consent. Julian can't just say my travel fee is $50.

SPEAKER_05

No, he has to agree on the fee in advance. Explicitly explain that the travel fee is in addition to the statutory notarial fee. And most importantly, state clearly that the travel fee is not required by law.

SPEAKER_03

Yes. If I were Julian, I would script that out. Like put a sticky note right on your monitor that says, just so you know, my travel fee is X out. This is in addition to the state notary fee, and the travel fee is not required by law.

SPEAKER_05

Perfect.

SPEAKER_03

Just read it verbatim every time you book a client.

SPEAKER_05

It removes all the desk work. Okay. Scenario three comes from Stella in New Jersey. She writes, I often show up to appointments and get stuck waiting in the lobby for 30 or 40 minutes because the signer isn't ready or they're looking for their ID. Can I charge for wait time?

SPEAKER_03

Oh, Stella is hitting on a massive drain on profitability there.

SPEAKER_05

It is the worst.

SPEAKER_03

So New Jersey does not set specific travel or convenience fee guidelines, giving her some flexibility. We can look at how veteran notaries like Guy Case handle prison notarizations.

SPEAKER_05

Oh, that's a great example.

SPEAKER_03

Right. When you go to a prison, you have no control over the facility's timeline. You might wait two hours. So it is standard industry practice for those specialists to charge a standby or wait time fee for delays over 30 minutes.

SPEAKER_05

Yep. The caveat for Stella, though, is the upfront boundary. She can implement a wait time fee, but only if that policy is clearly communicated and agreed upon during the initial booking.

SPEAKER_04

Absolutely.

SPEAKER_05

She cannot just invent a surprise wait time fee at the end of the appointment because she's frustrated. It has to be in her upfront terms of service.

SPEAKER_03

Exactly. If you don't communicate the penalty before you leave your house, you really just have to eat the cost of that wasted time.

SPEAKER_05

Sad but true. Let's tackle scenario four. Carter in Ohio points out that Ohio's maximum statutory fee is only five dollars.

SPEAKER_03

Wow. Five dollars.

SPEAKER_05

Yeah, so he asks, am I allowed to offer a discount or charge zero dollars for the stamp in order to win a client's business?

SPEAKER_03

You know, it seems counterintuitive to charge less than five dollars, but Carter's asking a foundational question about state caps. The caps are maximums, not minimums.

SPEAKER_04

Right.

SPEAKER_03

You are never forced by the state to charge the ceiling. Washington state law actually codifies this explicitly, noting that, quote, a notary public need not charge for notarial acts.

SPEAKER_05

We see this zero fee structure utilized constantly by notary signing agents. When a signing agent handles a real estate closing, they might be paid a flat signing services fee of $150 by a title company. Yep. That flat fee covers printing massive loan packages, courier services, and guiding the signing. To keep the accounting clean, they routinely record zero doll for the actual notarial acts in their journals. That makes sense. They discount the stamp to zero because they're being compensated for the larger premium package. So Carter has full authority to charge zero dollars for the act if it strategically fits his business model.

SPEAKER_03

Good to know. Our scenario five brings up the most dreaded situation. Oh Harper in Massachusetts writes, I drove 40 minutes to a hospital appointment. When I got there, the client didn't have any valid unexpired ID. I couldn't notarize the document, and the family was angry and demanded a refund of my travel fee. Do I have to give it back?

SPEAKER_05

Oof. Because Massachusetts doesn't regulate travel fees, Harper has to rely entirely on her own business infrastructure here. Yeah. We look back to the NNA best practices and policies from operators like Derek Sproul. Derek employs a strict 25% cancellation fee if a client fails to meet the requirements after confirming an appointment.

SPEAKER_03

So for Harper, it all hinges on her upfront cancellation policy.

SPEAKER_05

Completely.

SPEAKER_03

She must establish terms stating that travel fees are non-refundable if the signing cannot occur due to the client's lack of valid ID.

SPEAKER_04

Right.

SPEAKER_03

If she communicated that policy at the time of booking, she is legally entitled to retain her fee for the gas and time expended, regardless of the family's frustration. Her business provided the travel, the client failed to provide the ID.

SPEAKER_05

Exactly. I mean, every single one of these scenarios circles back to the exact same core theme. You have to treat your practice like a real business, which means setting boundaries and communicating them relentlessly.

SPEAKER_03

If you don't fiercely protect your own time, your clients certainly won't. And that really leads us to our final thought for today. We want to challenge you to look at these fee structures not just as ways to avoid going to jail, but as the exact tools you need to overcome the commodity mindset. Yeah, it's a race to the bottom that just leads straight to burnout.

SPEAKER_05

Yep.

SPEAKER_03

But when you master your pricing structure, something shifts. When you confidently itemize the value of your mobility and you implement professional wait time and cancellation policies, you stop being viewed as a generic utility.

SPEAKER_05

Absolutely.

SPEAKER_03

You elevate your business, you become a premium specialized expert.

SPEAKER_05

And clients stop haggling over a travel fee because they aren't just paying for a stamp. They're paying for your accuracy, your professional boundaries, and the absolute peace of mind you bring to their most critical documents. Know your worth and structure your business to reflect it.

SPEAKER_03

Well said. We want to hear how you're implementing these structures or if you have questions about the specific nuances in your state. Email your questions to Derek at dereksbruel.com. We will try to answer as soon as possible at the end of our shows.

SPEAKER_05

We truly appreciate you spending your time building your knowledge base with us today.

SPEAKER_03

Exec producer Derek Sproul, lead writer Marilyn Lee Trotter, graphics Eddie Montez Travis, Music Thomas Bynum, produced by Magnificent Works Business Solutions.

SPEAKER_05

Don't just be listeners of the knowledge, be doers of the knowledge.

SPEAKER_03

This is notary knowledge.

SPEAKER_05

Until next time.

SPEAKER_02

Tools of the trade, and exactly how to protect yourself while building a respected business. Get your copy of becoming a notary on Amazon, and step into a rewarding profession.

SPEAKER_00

Philosophical, going home, so you know I'm the prodigal prodigy, probably definitely giving glory. So pardon me, pardon me, giving them all of you. But this is the start of me. Save any kingdom, yeah. This is a robbery. I've been made into art. Started from pottery, been at the bottom, I started from poverty. At his feet is where I ought to be humbly. I admit I was wrong, but you know my heart, and you know what I'm saying.