Notary Knowledge by Derrick Spruill

Foundational Fridays: Spotting Fraud & Undue Influence

Derrick Spruill Season 9 Episode 429

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0:00 | 23:23

Welcome back to another session where we explore the crucial guardrails of our profession. In this episode, Eddie Montes Travis and Marylyn Lee Trotter discuss the heavy responsibility of protecting the public from deceptive practices. Identifying the difference between a willing signer and someone being coerced is a skill every professional must master to maintain integrity and trust. • Physical Cues: Recognizing nervous behavior, avoiding eye contact, or signs of distress from a signer can be the first red flag of potential fraud. • Third-Party Interference: Understanding how to handle pushy relatives or aggressive witnesses who try to speak for the individual signing the document. • Mental Capacity: Learning the basics of assessing whether a person is alert and aware of the specific nature of the transaction they are completing. • Refusal Procedures: Knowing the exact steps to take when you suspect undue influence, including how to stop the process safely and legally. Every professional acts as a shield against exploitation. By sharpening your observation skills, you help ensure that every signature is given freely and without pressure. Please remember to subscribe and like the podcast for more essential tips every Friday.

Show Notes:
• Identifying common signs of fraudulent identification.
• Recognizing when a signer is being pressured by others.
• How to ask questions to verify a signer's willingness.
• When and how to legally decline a notarization.

Buy Becoming a Notary on Amazon

Notary Knowledge Reference Guide and Notary Bible on Amazon

Your Sunday Notary Reading:
Notary Public Foundation: Essential Guide to Core Duties, Ethics, and Commissioning on Amazon

Your Monday Notary Reading:
Notary Operational Excellence: Mastering Certificates, Journals, Ink, and Copy Certification on Amazon

Your Tuesday Notary Reading:
Notary Fraud Shield: Real-World Tactics, Red Flags, and Refusal Strategies on Amazon

Your Wednesday Notary Reading:
The Mobile Notary Blueprint: Launching and Managing Your On-Demand Business on Amazon

Your Thursday Notary Reading:
Notary Niche Navigator: Your Guide to Loan Signings, Apostilles, I-9s, and More on Amazon

Your Friday Notary Reading:
Notary Law & Liability: Understanding State Regulations, Insurance, and Avoiding UPL

Your Saturday Notary Reading:
The Future Notary: Mastering RON, eNotary, and Complex Scenarios on Amazon

Quick & Easy Solutions: How to Increase Mobile Notary Business for More Success & Profit: with 37 Professional Tips on Amazon

Executive Producer Derrick Spruill
Writers Marylyn Lee Trotter and Eddie Montes Travis
Graphics & Illustrations by Eddie Montes Travis
Music by Thomas Bynum
This Show is Produced by Magnificent Workz
Business Solutions

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SPEAKER_00

Fraud is a constant threat to your notary commission. You need a shield. The book by Derek Spruil, Notary Fraud Shield, could provide you with some advice, learn real-world tactics, notice red flags, and develop refusal strategies to protect your notary commission. By your copy of Notary Fraud Shield by Derek Spruel from any online bookstore, Amazon.com, Barnes and Noble Bookstore, Bookofmillion.com, Bookshop.org, Mobile Notary by Derekspruell.com, or download from Kindle to obtain your essential notary book to help with all your notarization starting today.

SPEAKER_01

You know, um, when most people picture a typical office professional, they usually visualize like endless spreadsheets or maybe zoom meetings.

SPEAKER_02

Oh, yeah, the standard commute.

SPEAKER_01

Right. It's a very safe, routine image. But there's this specific type of professional out there who might be, you know, sitting at a desk or walking into a sterile hospital room, or even driving up to a total stranger's house in the middle of the night.

SPEAKER_02

Uh-huh.

SPEAKER_01

And suddenly they hold the keys to a person's entire life savings. They hold the keys to a family home or, you know, someone's medical rights.

SPEAKER_02

Yeah, that's a massive responsibility.

SPEAKER_01

Trevor Burrus, Jr.: It is. And they manage all of that power with literally nothing more than a pen and a stamp.

SPEAKER_02

Aaron Powell, it genuinely sounds like the setup for um like a tense legal thriller or something. Right. But you're absolutely right. I mean, this is happening thousands of times a day in every single city all around you. As a society, we have this uh dangerous tendency to think of paperwork as just benign paper.

SPEAKER_01

Just administrative noise.

SPEAKER_02

Exactly. But the exact moment a signature hits that line and your official seal is applied, that piece of paper transforms. It stops being a draft and becomes a binding reality. Lives are, you know, permanently altered in that one second.

SPEAKER_01

And that profound reality is exactly what we are exploring today. Welcome to Notary Knowledge. And for you, the listener, our mission today is pretty straightforward. We are tackling foundational Fridays, spotting fraud and undue influence.

SPEAKER_02

It's a big topic.

SPEAKER_01

It really is. So I want to pause right here for a second. If you're just stepping into this field, if your stamp is still shiny and brand new, or maybe um you're prepping for your very first commission and feeling that heavy imposter syndrome, take a deep breath.

SPEAKER_02

Yeah, don't panic.

SPEAKER_01

We are framing today's discussion entirely from a novice entry-level perspective. You are getting the essential foundational knowledge you need to protect both yourself and the public.

SPEAKER_02

And just to be clear, we are not going to bog you down in overly complex state-specific legalese today.

SPEAKER_01

No, absolutely not.

SPEAKER_02

There are no highly specific California statutes you need to memorize for this one. We are focusing on universal, critical best practices.

SPEAKER_01

Aaron Powell Because the truth is, before you can start memorizing the intricate nuances of like a state's penal code, you have to understand the human element sitting directly across the table from you.

SPEAKER_02

Aaron Powell Right. The law is written in books, but the real work, the actual defense against fraud, well, that happens in the subtle human interactions.

SPEAKER_01

So true. Now, before we really get going, we want to ask you to please rate the show, subscribe, and share this podcast with others who are building their careers.

SPEAKER_02

Definitely. The community grows when we all share the knowledge.

SPEAKER_01

Exactly. And if you truly want to master your craft and protect your liability, you really need to pick up the notary knowledge books by Derek Spruell on Amazon.

SPEAKER_02

Oh, they're fantastic.

SPEAKER_01

They are an absolute game changer for your business foundation. Okay, so let's look at how this profession has completely evolved because for decades, the public perception was that this was a purely um ministerial job. And for anyone new, ministerial basically means you are just performing a prescribed administrative task without really using your own judgment.

SPEAKER_02

Yeah. You check the ID, you apply a rubber stamp, witness a signature, and send people on their way.

SPEAKER_01

Like a human toll booth.

SPEAKER_02

Yes. But operating like a human toll booth is a dangerously outdated concept today. The professional sitting at the signing table is no longer just a rubber stamp.

SPEAKER_01

Not at all.

SPEAKER_02

You are a critical defender of institutional integrity. I mean, think about the world we live in right now. You're facing sophisticated document fraud, complex social engineering, and uh a rising tide of coercion specifically targeting vulnerable people.

SPEAKER_01

It's really tragic.

SPEAKER_02

It is. And this shift is perfectly captured by Derek Sproul's 2026 brand identity, which centers around the core slogan integrity in action.

SPEAKER_01

Notice it isn't stamps in action.

SPEAKER_02

Exactly. It highlights the immense institutional authority and the heavy burden of trust that the modern professional must wield. You're an active participant in preventing crime.

SPEAKER_01

Aaron Powell We actually touched on a small piece of this in a prior show when we discussed the anatomy of a certificate.

SPEAKER_02

Oh yeah, that was a good one.

SPEAKER_01

Yeah, we talked about how knowing the physical paperwork is vital. We broke down things like the um testimonium clause, which for the beginners out there is just that final section of the document where it states, in witness whereof, and you apply your signature and seal.

SPEAKER_02

Right.

SPEAKER_01

Knowing where to sign and what venue to write is critical. But knowing the paperwork is really only step one. Knowing the human is step two, and honestly, it is the much harder step.

SPEAKER_02

It is significantly harder because, well, humans are unpredictable. And to master that human element, we highly recommend utilizing Derek Sproul's seven-day educational framework.

SPEAKER_01

It's so helpful.

SPEAKER_02

It really is a brilliant way to structure your learning without getting totally overwhelmed. For example, your Sunday reading in the framework is the Notary Public Foundation.

SPEAKER_01

Which establishes your baselines.

SPEAKER_02

Exactly. It establishes your absolute ethical baselines. It teaches you your core duties, what you can do, and what you strictly cannot do. But then you advance to the Tuesday reading, which is the notary fraud shield. That's where you learn the tactical defense against real-world psychological ploys. You move from the theory on Sunday to the street level tactics on Tuesday.

SPEAKER_01

I like to think about it this way, and tell me if this makes sense. Being a professional in this space today is a lot like being a bouncer at a high-stakes legal club.

SPEAKER_02

Okay, I like that.

SPEAKER_01

You aren't just standing at the door checking the birth date on a plastic ID card to see if it matches the face. Yeah. You're checking their vibe.

SPEAKER_02

Yes.

SPEAKER_01

You're assessing the situation to make sure they aren't being forced inside that club against their will. Or that they aren't, you know, so intoxicated that they don't know what club they are walking into.

SPEAKER_02

That is a phenomenal analogy. A good bouncer doesn't just stare at the driver's license, they look at the person's eyes. They observe the body language. Right. They look at who is standing directly behind them, whispering in their ear, maybe gripping their arm, or trying to aggressively rush them through the door.

SPEAKER_01

Aaron Powell Right. But this is where I would push back if I were a novice listener.

SPEAKER_02

Okay, lay it on me.

SPEAKER_01

If I'm the bouncer, what exactly am I looking for? Because um I'm not a psychologist and I don't want to make assumptions about people.

SPEAKER_02

Fair point.

SPEAKER_01

What are the concrete red flags I should be looking for at the signing table? Especially when dealing with highly vulnerable populations like the elderly, the medically fragile, or people who are physically isolated.

SPEAKER_02

It's a totally valid concern. And you're right, you are not a doctor and you are not making a medical diagnosis. You are primarily looking at two distinct but overlapping behavioral issues: capacity and coercion.

SPEAKER_01

Okay, let's take those one at a time.

SPEAKER_02

Right. Let's start with assessing mental capacity. Your legal and ethical requirement is simply to determine if the signer is aware of the proceedings. Do they know what is happening in this room right now?

SPEAKER_01

The source material refers to this as looking for crystal clear clarity. But what does the absence of clarity actually look like in practice?

SPEAKER_02

Well, one of the most glaring red flags is the blank stare or a display of extreme unnatural apathy. Imagine someone is signing a quit claim deed. They are literally giving away their primary residence, signing away their rights to the home they've lived in for 40 years. Wow, okay. And they show absolutely zero emotional response to this massive, life-altering event. No questions, no hesitation, no sentimentality, just a blank, vacant expression.

SPEAKER_01

Oh, I see.

SPEAKER_02

That profound lack of reaction could indicate severe cognitive decline, or perhaps the effects of heavy medication.

SPEAKER_01

But wait, what if they're just naturally quiet people? Or what if they're just intimidated by all the legal paperwork? I wouldn't want to refuse someone just because they aren't super chatty.

SPEAKER_02

And that is exactly why you don't rely on silence alone. That leads to the next diagnostic tool, the inability to paraphrase.

SPEAKER_01

Oh, okay.

SPEAKER_02

You have to get them talking. If you ask the signer to explain in broad strokes what the document does, and they can only repeat a coached phrase over and over, like a robot saying, I am giving the house to my son, I am giving the house to my son, they likely don't comprehend it.

SPEAKER_01

Right, they're just parroting it back.

SPEAKER_02

Exactly. They need to be able to explain the real world consequence in their own words. Right. You also watch for inconsistent responses. Like what? Like if you ask, Are you selling your property today? And they say yes, but then two minutes later you say, So you're keeping the house in your name, and they also say yes, well, you have a major, undeniable problem with comprehension.

SPEAKER_01

Yeah, that makes total sense. Yeah. You're basically testing the internal logic of their thoughts.

SPEAKER_02

Exactly.

SPEAKER_01

And it seems to me that if someone lacks that basic capacity, it makes them a prime, incredibly vulnerable target for coercion and duress, which is the second issue we need to cover.

SPEAKER_02

You hit the nail on the head.

SPEAKER_01

But coercion seems like it would be much harder to spot because you know the signer might be cognitively sharp, they know exactly what day it is, what the document does, but they are just absolutely terrified of the person sitting next to them.

SPEAKER_02

It is incredibly difficult to detect because the manipulators are very rarely like strangers in ski masks. They're usually family members, caretakers, or close friends. They weaponize trust.

SPEAKER_01

That is so awful to think about.

SPEAKER_02

It is. So you have to watch for dominant third parties. This is the person who answers every single question you direct at the signer. They literally won't let the signer speak for themselves. Right. You also need to watch for physical monitoring. This one is subtle. It's a third party holding the signer's arm just a little too tightly, or positioning their chair in a way that creates a physical barrier between you and the signer, boxing them in. Oh, wow. And finally, you look for false urgency. This is a classic manipulator tactic, creating a fake crisis to pressure the signer into signing immediately without thinking. Like we have to do this right now or the bank will foreclose tomorrow.

SPEAKER_01

Gosh, if I'm a new professional, hearing all this is probably making my heart pound out of my chest right now.

SPEAKER_02

It's intimidating.

SPEAKER_01

Yeah. I'd want to avoid conflict, but I know I have to stand my ground. So how do we practically combat this? The Spruel framework gives us practical tools, right? Specifically a three-stage screening process.

SPEAKER_02

Yes, it does.

SPEAKER_01

Stage one is the environmental scan. From my understanding, this isn't an interrogation. This is where you just quietly observe as you walk in. Look at the parking lot, look at the living room, who brought the signer to the appointment, who is physically holding the paperwork.

SPEAKER_02

Exactly. Stage one is purely observational. You're just taking it all in. Then stage two is the awareness check. This is where you directly assess their cognition. You ask the signer what the document is named and what happens after it is signed.

SPEAKER_01

But how do I do that without sounding like a detective? I mean, I don't want to walk in with a clipboard and say, state your name and the purpose of this document, that would terrify an innocent person.

SPEAKER_02

Oh, totally. You mask it in casual conversation, you're just building rapport while you're unpacking your bag, you smile and say, So, John, what kind of paperwork are we knocking out for you today? Right, keep it light. Yeah, or looks like a big real estate move, where are you heading next? If John looks at you blankly or turns to his daughter to answer the question, well, he has failed the awareness check. It's a natural conversation, but you are actively listening for unnatural responses.

SPEAKER_01

That is such a great tactical approach. And then stage three is the voluntariness check. This is the final gate.

SPEAKER_02

Exactly.

SPEAKER_01

You look them directly in the eye, clearly and kindly, and ask directly if they're signing of their own free will and without any pressure. Working those three steps, the environmental scan, the awareness check, and the voluntariness check into every single appointment is how you build a fortress around your practice and protect the public.

SPEAKER_02

Right. And you know, theory is great, but application is everything. We really need to see how these concepts hold up when the pressure is actually on.

SPEAKER_01

I agree. And we're going to get to some real-world practice right after this. We're going to take a quick pause right here for a commercial break. Welcome back. Okay, this brings us to our favorite segment of the show. We are going to put you, the listener, to the test. Let's take that three-stage screening process and apply it to real-world entry-level scenarios. Let's see how you handle the gray areas.

SPEAKER_02

I love this part. Let's do it.

SPEAKER_01

All right, scenario number one. You're meeting Mrs. Smith in Pennsylvania. She is an elderly woman and she is brought into your office by her son. But during your initial stage one environmental scan, you notice a huge problem.

SPEAKER_00

Uh oh.

SPEAKER_01

Yeah. The son answers every single question you direct at Mrs. Smith. And he keeps interrupting the process, looking at his watch, insisting they're in a massive rush because he has a fight to catch. Oh boy. Good question. What would you do? Because honestly, I'd be terrified to tell this aggressive guy to back off. Wouldn't ask him to leave just create a completely hostile environment.

SPEAKER_02

It might, but you cannot let his aggression dictate your legal duty. What you are seeing here is the classic dominant third party combined with false urgency. Right. The tactical move is to politely but firmly isolate the signer. You need a private conversation with Mrs. Smith to perform an accurate awareness and voluntariness check.

SPEAKER_01

Okay, but how?

SPEAKER_02

You do it by blaming the rules, not his behavior. You say something like, state regulations require me to speak with the signer privately for just a few moments before we begin. I'll need you to step into the hall. Oh, that's smart. By blaming the rules, you de-escalate his defensiveness. However, if the pushy son flat out refuses to leave the room or give her space, you cannot proceed. The environment is objectively too coercive.

SPEAKER_01

That is brilliant. You use your official capacity as a shield. The rules make me do this. Yeah. Okay, let's trim the dial-up. Scenario number two.

SPEAKER_02

Okay.

SPEAKER_01

You walk into a hospital room in Florida, the signer is Mark. He is medically fragile, lying in bed, hooked up to IVs. During your awareness check, he seems incredibly drowsy.

SPEAKER_02

Not great.

SPEAKER_01

No. And when you try to make small talk, he just gives you that blank stare we talked about earlier. Good question. What would you do? And I will admit, my instinct here is to help him. If he's sick, he probably really needs these medical directives signed today. I'd feel awful walking away.

SPEAKER_02

I get that. The desire to help is human, but it can lead to catastrophic legal failures. In a medical setting, your absolute requirement is to verify crystal clear clarity. Wow. Wow. Heavy pain medications can severely and rapidly impact a person's cognitive ability. You need to ask Mark to paraphrase the document. Mark, can you tell me what this form does for your daughter?

SPEAKER_01

And if he can't.

SPEAKER_02

If Mark cannot explain it because he is too heavily medicated, service must be refused. You are not punishing him, you are protecting him. If you notarize a document for someone lacking awareness, that document can be easily challenged and thrown out in court later anyway.

SPEAKER_01

That's a really good point.

SPEAKER_02

You would document this refusal clearly in your journal and warmly suggest they contact you to try again when his medication schedule allows him a window of alertness.

SPEAKER_01

You're protecting the integrity of his wishes by saying no. Wow. All right, scenario three.

SPEAKER_02

Hit me.

SPEAKER_01

You're at a kitchen table in California. But during your initial warm-up conversation, Sue seems very confused about what day of the week it is, and she even seems slightly confused about whose house she's in.

SPEAKER_02

Huge red flags.

SPEAKER_01

Yeah. And when you ask her what her address is for your journal entry, she stops, looks completely lost, and turns to her daughter to answer for.

SPEAKER_02

Right. Looking strictly at the behavioral red flags, this is a textbook example of severe disorientation. I mean, we all forget the date sometimes, but if a signer is relying on a third party for basic cognition, meaning she has to look at her daughter just to remember her own physical address, she does not possess the mental capacity to grasp the profound legal weight of granting someone a power of attorney.

SPEAKER_01

She just can't.

SPEAKER_02

Exactly. She cannot give away power she doesn't currently possess. The only ethical choice here is to pause the transaction, inform the family that you cannot establish the required awareness, and refuse the act.

SPEAKER_01

It's heartbreaking, but it's necessary. Let's move to scenario four. Let's do you arrive as a mobile professional at a house in Texas. This is Hal's home. But the moment you walk through the door, the environment is incredibly tense. It's thick with anger.

SPEAKER_02

Oh, I hate walking into those.

SPEAKER_01

It's the worst. Family members are literally shouting at each other across the living room over a property deed. And Hal, the one who was supposed to sign, is sitting at the kitchen table as the silent signer.

SPEAKER_02

Yikes.

SPEAKER_01

Yeah, he's completely shut down, staring at his hands, avoiding eye contact with everyone, including you.

SPEAKER_02

Yeah.

SPEAKER_01

I'm just going to be honest. I am not a referee or a police officer. I am just a professional doing my job. I would be genuinely scared in this situation. How do we handle this?

SPEAKER_02

Well, your fear in that scenario is a highly accurate survival instinct. This is a deeply coercive, overtly hostile, and potentially dangerous environment. This is exactly where you utilize the refusal tactics found in the mobile notary blueprint. You do not try to mediate the family dispute. You clearly and calmly communicate your professional policy.

SPEAKER_01

What do you say?

SPEAKER_02

You state, I cannot proceed with a notarization when there is open conflict or if the signer is not actively and voluntarily engaging with me. You pack up your bag.

SPEAKER_01

And document it, I assume.

SPEAKER_02

Yes. You must document the hostility thoroughly in your journal as the reason for refusal. And most importantly, if the situation is escalating, you terminate the appointment immediately and walk out to your car. Your physical safety and your professional integrity demand that you leave.

SPEAKER_01

Sometimes the bouncer just has to recognize a riot is starting and close the club down entirely.

SPEAKER_02

Perfect analogy.

SPEAKER_01

Safety first. Okay, our final scenario, number five. Chris in Illinois calls you into his office. He presents a document to you for notarization. You look down at the desk, and the document is entirely blank except for a signature line at the very bottom.

SPEAKER_02

Oh, absolutely not.

SPEAKER_01

There is no text, no terms, no agreements, just white paper and a line. Good question. What would you do? Is it really my job to read and police their documents?

SPEAKER_02

It is not your job to read the contents or offer legal advice on their document, no. But I will turn the scenario back to you. Based on the framework we just discussed, how can you possibly perform an awareness check on a completely blank piece of paper?

SPEAKER_01

Oh. I guess I can't. Because if I say, hey Chris, what does this document do in your own words?

SPEAKER_02

Yeah.

SPEAKER_01

His only honest answer would be, I have no idea it's totally blank.

SPEAKER_02

Exactly right. You cannot establish awareness or comprehension of a document that doesn't exist yet, which means notarizing a blank page actively facilitates fraud. Trevor Burrus, Jr.

SPEAKER_01

Because they could add anything later.

SPEAKER_02

Trevor Burrus, Jr.: Someone could write literally anything on that paper after you leave a confession of debt, a transfer of property. It violates your fundamental core duty of knowing the document's general purpose. You must refuse the act immediately and explain that you can only notarize complete documents.

SPEAKER_01

These five scenarios really highlight how that foundational knowledge from Derek Spruell's educational framework applies when the real-world pressure is on. It's never just about applying ink to paper, it is about managing the entire psychological environment.

SPEAKER_02

It really is. And if we connect this foundational psychology to the bigger picture, I want to leave you with a final, somewhat provocative thought to mull over.

SPEAKER_01

Okay, what is it?

SPEAKER_02

Well, we've been talking about physical environments, living rooms, hospitals, offices. But think about where the industry is rapidly heading. Remote online notarization or ARON.

SPEAKER_01

Oh, right. Digital spaces.

SPEAKER_02

Right. In a physical living room, you can clearly spot a coercive, pushy sun hovering over Mrs. Smith's shoulder. But in a digital signing room, how do you spot that exact same coercive sun if he is standing silently just three feet off camera?

SPEAKER_01

Oh wow. That is a truly chilling thought. The camera only shows you a tiny framed rectangle of their reality. The abuser could be right there holding a thread over them, and you'd only see a smiling face on your screen.

SPEAKER_02

Precisely. The digital frontier requires mastering entirely new, evolved defense strategies. You have to learn tactics like the camera pan request, where you require the remote signer to physically pick up their laptop or webcam and turn it 360 degrees to show you the entire room before you begin.

SPEAKER_01

That's a great idea.

SPEAKER_02

You also have to rely heavily on enhanced audio cues. You are no longer just looking, you're listening intensely for whispers, for the sound of someone else typing in the background, or for the cadence of someone feeding the signer answers off-screen.

SPEAKER_00

Wow.

SPEAKER_02

The technology platform changes, but your fundamental duty as the bouncer, as the absolute last line of human oversight and institutional integrity, well, that remains exactly the same.

SPEAKER_01

The bad actors adapt, which means we have to adapt faster. It is so vital to stay educated on these evolving tactics.

SPEAKER_02

Absolutely.

SPEAKER_01

Which is why we want to remind you once again to invest in your own professional education by buying the notary knowledge books by Derek Spruel on Amazon. Prepare yourself before you were sitting at that table. And please rate the show, subscribe, and share the podcast with anyone who is stepping into this incredibly important field.

SPEAKER_02

We really appreciate the support.

SPEAKER_01

Email your questions to Derek at dereksbruel.com. We will try to answer as soon as possible at the end of our shows.

SPEAKER_02

Send them our way.

SPEAKER_01

Don't just be listeners of the knowledge, be doers of the knowledge. This is notary knowledge. Until next time.

SPEAKER_00

Need a blueprint to start your mobile notary business? Don't stumble through the process. You need an outline for success. Introducing the Mobile Notary Blueprint by Derek Spruel. Build your thriving mobile business and protect yourself from costly mistakes with expert advice. Buy your copy of the Mobile Notary Blueprint by Derek Spruel from any online bookstore, Amazon.com, Barnes and Noble Bookstore, Bookofmillion.com, Bookshop.org, Mobile Notary by DerekSprowel.com, or download from Kindle and build your successful notary business today.