Foundational Fridays: The Anatomy of a Certificate

Understanding the core documents you handle every day is the key to becoming a confident professional. Join Eddie Montes Travis and Marylyn Lee Trotter as they break down the essential components that make up a standard notary certificate to ensure you never miss a detail. • Venue: This section identifies the specific location where the notarization takes place, typically listing the state and county to establish jurisdiction. • Statement of Particulars: This portion of the certificate describes the facts being certified, such as the identity of the signer and the date the act occurred. • Testimonium Clause: This formal sentence marks the end of the certificate body and leads directly into the signature and seal of the official. • Notary Signature and Seal: These final elements provide the official authorization and physical proof that the document was properly executed according to law. Mastering these individual parts helps prevent common errors and ensures every signing goes smoothly. If you found this breakdown helpful, please make sure to subscribe and like the podcast.

Show Notes:
• Identifying the venue and jurisdiction requirements.
• Understanding the different types of notary wording.
• Ensuring the accuracy of the signature and seal placement.
• Checking for pre-printed errors on standard forms.


Buy Becoming a Notary on Amazon

Notary Knowledge Reference Guide and Notary Bible on Amazon

Your Sunday Notary Reading:
Notary Public Foundation: Essential Guide to Core Duties, Ethics, and Commissioning on Amazon

Your Monday Notary Reading:
Notary Operational Excellence: Mastering Certificates, Journals, Ink, and Copy Certification on Amazon

Your Tuesday Notary Reading:
Notary Fraud Shield: Real-World Tactics, Red Flags, and Refusal Strategies on Amazon

Your Wednesday Notary Reading:
The Mobile Notary Blueprint: Launching and Managing Your On-Demand Business on Amazon

Your Thursday Notary Reading:
Notary Niche Navigator: Your Guide to Loan Signings, Apostilles, I-9s, and More on Amazon

Your Friday Notary Reading:
Notary Law & Liability: Understanding State Regulations, Insurance, and Avoiding UPL on Amazon

Your Saturday Notary Reading:
The Future Notary: Mastering RON, eNotary, and Complex Scenarios on Amazon

Quick & Easy Solutions: How to Increase Mobile Notary Business for More Success & Profit: with 37 Professional Tips on Amazon 


Executive Producer Derrick Spruill
Writers Marylyn Lee Trotter and Eddie Montes Travis
Graphics & Illustrations by Eddie Montes Travis
Music by Thomas Bynum
This Show is Produced by Magnificent Workz
Business Solutions

Transcript

SPEAKER_00 0:01

Are you looking for an edge, flexible income, and immediate professional respect? Discover the hidden opportunity of becoming a public official with the book, Becoming a Notary by Derek Sproul. This beginner's guide provides the universal roadmap to launch your new career. You will learn the core mission of deterring fraud, the essential tools of the trade, and exactly how to protect yourself while building a respective business. Get your copy of Becoming a Notary on Amazon and step into a rewarding profession.

SPEAKER_03 0:39

Imagine sitting in a you know a completely sterile, fluorescent-lit hospital room. Uh the monitors are beeping.

SPEAKER_02 0:47

Yeah, that classic tense environment.

SPEAKER_03 0:49

Right. And a man is lying in the bed, heavily medicated, barely keeping his eyes open. And standing over him is this um quote unquote helpful relative.

SPEAKER_02 1:01

Oh, the helpful relative. Always a red flag.

SPEAKER_03 1:04

Always. And they're practically forcing a pen into the patient's hand, urgently whispering that he needs to sign this property deed right now or the whole family loses everything.

SPEAKER_02 1:13

Wow.

SPEAKER_03 1:13

And you are standing right there, your official scamp is hovering over the paperwork. So do you stamp it or do you walk away?

SPEAKER_02 1:20

I mean, it is a scenario that plays out far more often than people realize, honestly. And it goes straight to the heart of what it actually means to hold this commission.

SPEAKER_03 1:28

Welcome to Notary Knowledge. I am your host. And if you are an entry-level novice notary listening to us right now, and you know, excluding California specific laws for today, maybe you're looking to build your confidence before you face a situation exactly like that hospital room. Well, you are in the right place.

SPEAKER_02 1:44

Exactly.

SPEAKER_03 1:45

Today is Foundational Friday. We are doing an exploration into the anatomy of a certificate. And we're relying on a stack of expert sources today, specifically Derek Spruel's Notary Knowledge, reference guide and notary Bible, along with the Notary Public Foundation guidelines and the mobile notary blueprint.

SPEAKER_02 2:03

And you know, if there is one core philosophy driving every single page of those sources, like a mantra you really need to internalize before you ever ink your stamp, it is this good enough is not a thing.

SPEAKER_03 2:16

Which is such a critical shift in mindset, right? Because there's this massive misconception in the public eye, and honestly, sometimes even among novices, that a notary is basically just an administrative stamp robot.

SPEAKER_02 2:26

Oh, completely. Just a rubber stamp.

SPEAKER_03 2:28

Right. Like you glance at a driver's license, you push rubber onto paper, collect a small fee, and you leave. But the reality painted by these sources is that you are a vital shield.

SPEAKER_02 2:38

You are, you really are.

SPEAKER_03 2:39

You're the frontline safeguard against legal error and you know highly sophisticated fraud in the commercial sector. You're literally the protector of the public record.

SPEAKER_02 2:48

Aaron Powell Yeah. The precision requirement it just goes so far beyond basic identification. It is fundamentally about risk mitigation for the entire financial and legal system. Right. I mean, if you just aim for like good enough when assessing a signer, you leave the door wide open for devastating financial loss, crippling liability, and frankly, completely invalidated legal documents.

SPEAKER_03 3:10

Aaron Powell So we really need to figure out how you build that shield. And to do that, you first have to understand the literal anatomy of the documents you are dealing with. Because a perfect fraud detection radar is useless if you don't even know what legal act you're performing.

SPEAKER_02 3:26

So let's look at the two most common and probably most dangerously confused acts, the acknowledgement and the girat.

SPEAKER_03 3:33

They are constantly conflated. And that's incredibly dangerous because they serve vastly different legal functions.

SPEAKER_02 3:38

Let's start with the acknowledgement.

SPEAKER_03 3:39

Okay, so its primary function is authenticating identity and voluntariness.

SPEAKER_02 3:43

Yeah.

SPEAKER_03 3:44

And the key word there is voluntariness free will.

SPEAKER_02 3:47

Okay.

SPEAKER_03 3:47

This is the act used when transferring major interests like real estate deeds, mortgages, or powers of attorney. Wait, let me just make sure I understand the mechanics of this because this trips up so many people. For an acknowledgement, the signer doesn't actually have to sign the document right in front of you, do they? Nope, they don't. They could literally sign it at home while watching TV, wrote to you three days later, and that is perfectly legal.

SPEAKER_02 4:10

Yes, it is. And the reason why that is legal is crucial here. In an acknowledgement, you are not witnessing the physical act of the pen hitting the paper.

SPEAKER_03 4:18

Okay, so what are you witnessing?

SPEAKER_02 4:20

You are witnessing the signer, acknowledging the signature. They are looking you in the eye and declaring, you know, yes, that is my signature, and yes, I signed this of my own free will.

SPEAKER_03 4:30

Oh wow.

SPEAKER_02 4:31

Yeah. You are authenticating their intent, not the exact moment of signing.

SPEAKER_03 4:35

Aaron Powell That makes total sense, but it also means you can't just guess what act you're supposed to perform based on like the vibe of the room.

SPEAKER_02 4:43

Exactly. No guessing allowed.

SPEAKER_03 4:45

You really have to scan the certificate for specific linguistic markers. If someone slides a deed across the table, you are hunting for trigger words like acknowledged or personally appeared or executed the same.

SPEAKER_02 4:57

Right. Now contrast that entirely with a girat. A girat shifts the focus from free will to the absolute truthfulness of the document's contents.

SPEAKER_03 5:06

Truthfulness.

SPEAKER_02 5:07

Yeah. You see this with affidavits, sworn statements, depositions, and because truthfulness is on the line, the mechanics change completely. The signer must sign the document in your physical presence.

SPEAKER_03 5:18

Aaron Powell So wait, if they bring an affidavit to me that they already signed at home on their couch, I have to make them sign it again right there in front of me.

SPEAKER_02 5:26

Usually right next to or below the original signature, yeah. But the signature is only half the requirement.

SPEAKER_03 5:31

Right. There's more.

SPEAKER_02 5:32

The absolute defining mechanism of a juurat is the mandatory verbal oath or affirmation. You must administer an oath, and the signer has to give an audible affirmative response.

SPEAKER_03 5:43

They can't just nod their head.

SPEAKER_02 5:44

No, they cannot just nod.

SPEAKER_03 5:46

Okay, so when looking at the paperwork, the trigger words for a juurat are usually subscribed and sworn to.

SPEAKER_02 5:54

Right, exactly.

SPEAKER_03 5:55

Because subscribed literally just means signed below, which proves they signed it in front of you and sworn to confirms the oath part.

SPEAKER_02 6:02

You got it.

SPEAKER_03 6:04

The way I kind of like to visualize the difference is this the acknowledgement is like a bouncer at an exclusive club.

SPEAKER_02 6:10

Okay, I like that.

SPEAKER_03 6:12

The bouncer checks your ID, makes sure you are who you say you are, and confirms you actually want to walk through the doors. The draw, on the other hand, is like being put on the witness stand in a courtroom. You are literally raising your right hand under penalty of perjury.

SPEAKER_02 6:26

The bouncer versus the witness stand perfectly captures that qualitative difference. One is about identity and access, and the other is about binding truth.

SPEAKER_03 6:34

But let me play devil's advocate for a second here.

SPEAKER_02 6:37

Go for it.

SPEAKER_03 6:37

Let's say a notary gets flustered. They have a signer aggressively rushing them, tapping their watch, just creating chaos. And the notary just grabs whichever certificate stamp is closest on their desk. Does it really matter that much if the ID was checked and the person is who they say they are?

SPEAKER_02 6:54

Oh, it matters immensely. It completely destroys the document.

SPEAKER_03 6:57

Wait, really? Destroys it.

SPEAKER_02 6:59

Yes. Let's trace the legal fallout of that mistake. If you perform an acknowledgement when a giraffe is statutorily required, say, on a sworn affidavit for a massive court case, that document can be thrown out by a judge.

SPEAKER_03 7:13

Aaron Powell Because the oath was missing?

SPEAKER_02 7:15

Exactly. Because the signer was never placed under a verbal oath. The legal tease to document rely entirely on the threat of perjury, and you, as the notary, never activated that threat.

SPEAKER_03 7:25

Aaron Powell So if the person flat out lied on that affidavit, they can't be held legally accountable for perjury because the notary failed to administer the oath. I mean, you basically just gave a fraudster or get out of jail free card.

SPEAKER_02 7:37

Yeah. You became their shield instead of the public's shield. And substituting these acts creates massive liability for you and potentially ruins your client's entire legal standing.

SPEAKER_03 7:47

Wow. Okay, we are going to take a quick break, but when we come back, we'll get into the actual tactics of the notary fraud shield. Stick with us.

SPEAKER_02 7:55

We'll be right back.

SPEAKER_03 7:56

And we are back. So before the break, we talked about bulletproofing the paperwork. We know the difference between the acts, but frankly, a perfectly executed acknowledgement certificate is entirely useless if the ID sitting on top of it is a counterfeit. 100%. And that's where the notary fraud shield strategies come into play. We really have to read the people, not just the paper.

SPEAKER_02 8:19

Because fraudsters, they rely heavily on the psychology of the mobile professional. They know that a mobile notary is often trying to provide five-star customer service, you know?

SPEAKER_03 8:28

Right, trying to be accommodating.

SPEAKER_02 8:30

Trying to be accommodating, probably rushing to their next appointment. They weaponize your desire to be helpful.

SPEAKER_03 8:36

I was looking at the fraud guidelines and the sources, and they place a massive emphasis on checking for peeling edges on an ID card. And I assume that's because counterfeiters aren't usually printing entirely new plastic cards from scratch.

SPEAKER_02 8:49

Exactly. The physical mechanics of forgery often involve taking a stolen, legitimate ID and physically laminating a new layer of false information right over the top. Oh, yeah. But fraudsters rarely have access to the industrial grade heat sealers used by the DMV. So if you run your thumb along the edge of the card and feel a ridge or see it peeling, you are likely holding a tampered document.

SPEAKER_03 9:13

Aaron Powell The sources also mention checking microprinting and holograms. And microprinting is fascinating to me because it's text printed so incredibly small that to the naked eye, it just looks like a solid line.

SPEAKER_02 9:23

Aaron Powell Right. And the reason it's such an effective security feature is that standard commercial inkjet or laser printers, they just cannot replicate it.

SPEAKER_03 9:31

They bleed ink, right?

SPEAKER_02 9:32

Exactly, they bleed ink. Only highly specialized, really expensive Intalio printing presses can achieve that crisp microtext. If you look at it under a loop and it's blurry, it's fake.

SPEAKER_03 9:42

Aaron Powell But the physical tools of fraud are really just the tip of the iceberg, honestly. The behavioral ploys are what really manipulate a situation, like that helper tactic we mentioned at the very beginning with our hospital scenario.

SPEAKER_02 9:55

Oh, the helper is the most insidious psychological ploy. This is a third party, a son, a business partner, maybe a caregiver, who insists on answering every single question you direct at the signer. Yeah. They might even hold the ID and try to hand it to themselves. Their entire goal is to run interference so you do not notice that the actual signer is confused, incapacitated, or just unwilling.

SPEAKER_03 10:21

And they almost always pair that helper tactic with false urgency, right? They'll say, we lose the house if you don't stamp this right this second, or the bank wire cuts off in 10 minutes. I assume the psychology there is just to get your adrenaline pumping so your fight or flight response kicks in, which literally shuts down the critical thinking centers of your prefrontal cortex.

SPEAKER_02 10:39

That is precisely how it works. They want you stressed, so you skip steps. And this is amplified in those high-stakes environments. Like if you are in a hospital dealing with medical directives or powers of attorney, your biggest challenge is assessing a vulnerable individual's capacity to understand the acknowledgement.

SPEAKER_03 10:59

Right. Because how do you differentiate between someone who is just groggy from heavy pain medication and someone who actually lacks the legal capacity to understand what they're signing?

SPEAKER_02 11:09

Aaron Powell It requires direct, unmediated conversation. You have to ask the signer open-ended questions, not just yes or no questions.

SPEAKER_03 11:16

Okay, that makes sense.

SPEAKER_02 11:17

And if the helper keeps jumping in, you have to ask them to step out of the room. If the signer cannot articulate what the document does, or if they seem coerced, the notary fraud shield mandates that you halt the process.

SPEAKER_03 11:28

And I imagine it's a very similar dynamic in a correctional facility.

SPEAKER_02 11:32

Absolutely. In a jail or prison, you are hyper alert for coercion. An incarcerated signer might be under extreme pressure from someone on the outside controlling their assets, or even someone on the inside. If you sense force, you walk away. Losing one fee is always better than facilitating a forced transfer of assets.

SPEAKER_03 11:52

Okay, let's actually put this foundational knowledge to the test. Our sources have a segment called Good Question, What Would You Do, which throws real-world document dilemmas at us. Let's see how the theory holds up at the desk.

SPEAKER_02 12:04

I love this part. Theory is great, but the desk is where the liability is.

SPEAKER_03 12:09

Right. Let's look at scenario one: the ambiguous certificate. A signer slides a document to you. Bold letters at the top declare it is an affidavit. But when you scroll down to the preprinted certificate language at the bottom, there is no girat language.

SPEAKER_02 12:23

Uh-oh.

SPEAKER_03 12:24

Yeah, it doesn't say sworn to. Instead, the text says the signer is appearing and acknowledging their signature.

SPEAKER_02 12:31

Okay, so the title demands a girat, but the actual certificate text is an acknowledgement.

SPEAKER_03 12:36

Right. And my instinct as a helpful professional would be to just cross out the acknowledgement text, stamp my girat, and fix it for them.

SPEAKER_02 12:42

Aaron Powell And that instinct will get you in profound trouble.

SPEAKER_03 12:45

Really?

SPEAKER_02 12:45

Yes. You apply the rule of the dominant requirement, meaning the text of the certificate dictates your action. However, because an affidavit inherently requires a sworn oath to function legally, using the acknowledgement certificate will likely cause the receiving agency to reject it entirely.

SPEAKER_03 13:03

Ah, I see.

SPEAKER_02 13:04

But, and this is the absolute ethical line, you cannot choose to just swap it out for a giraffe yourself.

SPEAKER_03 13:09

Aaron Powell Because choosing the legal act for the client crosses the line into the unauthorized practice of law, right? You aren't an attorney. You can't prescribe legal medicine.

SPEAKER_02 13:19

Exactly. You must point out the discrepancy to the signer and let them choose how to proceed or advise them to contact whoever drafted the document.

SPEAKER_03 13:26

Aaron Powell Okay, let's run through some rapid-fire scenarios about the surrounding information on the certificate. Clara from Georgia has a document where the preprinted venue says state of Florida, County of Miami date. But Clara and the signer are physically sitting at a kitchen table in Atlanta, Georgia.

SPEAKER_02 13:42

Clara has to correct that venue. The venue is not where the document was drafted, it is the exact geographical footprint of where the notarization is taking place at that exact moment.

SPEAKER_03 13:51

Right, because her commission is bound by state lines.

SPEAKER_02 13:53

Exactly. She needs to line through Florida, write in Georgia and Fulton County, and initial it. If she leaves it as Florida, she is claiming she performed an act outside our jurisdiction.

SPEAKER_03 14:04

Okay, what about Ken from Texas? The signer hands him a document on a Friday, but asks Ken to date his certificate for the following Monday to perfectly match the bank's closing date.

SPEAKER_02 14:14

Hard stop. The date on the certificate must reflect the exact day the signer appeared before the notary. Post-dating is timeline fraud.

SPEAKER_03 14:22

Wow.

SPEAKER_02 14:22

Yeah, it breaks the chain of evidence and can cost Ken his commission entirely.

SPEAKER_03 14:27

Here is a tricky one regarding identity. Julie in Virginia. The name of the driver's license says Jonathan Michael Smith, but the contract is drafted for John M. Smith.

SPEAKER_02 14:38

This comes down to the legal chain of identity. The rule of thumb is that the name on the ID must contain the name on the document. Since John is a universally accepted derivative of Jonathan and the middle initial matches, the ID contains more information than the document. That is generally acceptable. But if the document said Jonathan and the ID only said John, she couldn't proceed because the ID lacks sufficient evidence.

SPEAKER_03 15:01

Got it. Frank in North Carolina. The document has absolutely no venue listed anywhere on the page.

SPEAKER_02 15:08

Frank must add it. A certificate without a venue is fatally flawed. Without it, the document is legally floating in space. There is no proof Frank was operating within his authorized geographic jurisdiction.

SPEAKER_03 15:20

Last one. She's got a crowded, poorly formatted document, and the only place left to put her official seal will cover up some of the text of the actual contract.

SPEAKER_02 15:30

Amy needs to use an attached loose certificate. You must never place a seal over the text of a document or over a signature.

SPEAKER_03 15:36

Because that would obscure it.

SPEAKER_02 15:37

Right. Obscuring text can legally invalidate the legibility of the contract. She should attach a separate clean certificate page, staple it securely, and make a note on the original page indicating a certificate is attached.

SPEAKER_03 15:49

So whether you are navigating a tricky hospital signing, fixing a venue error in Georgia, or protecting a document's legibility, your entire practice relies on what the sources call integrity and action.

SPEAKER_02 16:01

Yeah, which is a great concept.

SPEAKER_03 16:03

And interestingly, that happens to be the new slogan for the mobile notary by Derek Spruell 2026 rebrand.

SPEAKER_02 16:11

It is a fitting framework, especially as the profession evolves. I mean, we are moving rapidly into the digital frontier with remote online notarization or Iran. Right. But what is critical to understand is that the core concepts we just debated, acknowledgements, girats, capacity, coercion, they remain exactly the same. Only the medium changes.

SPEAKER_03 16:31

So let's break down the mechanics of that digital evolution. If I am dealing with a signer through a webcam, how do I check for appealing edges on an ID card? I can't exactly run my thumb over their screen.

SPEAKER_02 16:41

No, you can't. In a RON environment, identity proofing relies entirely on algorithms. It uses credential analysis where the signer holds their ID up to the camera or uploads a high-res scan.

SPEAKER_03 16:50

Okay, so the computer does the work.

SPEAKER_02 16:52

Exactly. Specialized software analyzes the IDs, microprinting, barcode data, and security features against a massive database of templates to ensure it's not a forgery.

SPEAKER_03 17:04

And that is paired with KBA, right? Knowledge-based authentication.

SPEAKER_02 17:08

Yes. KBA pulls data from deep within the signer's credit history through data brokers. It generates unique, timed questions that a counterfeiter wouldn't know. Like, um, which of these four addresses did you have a car loan registered to in 2014? Wow. It's basically a digital extension of the notary fraud shield.

SPEAKER_03 17:28

Aaron Powell What about the acts themselves? Does a digital acknowledgement look different from a digital giraffe?

SPEAKER_02 17:32

Well, for a digital acknowledgement, once the signer passes the identity proofing, they can simply click a button to electronically acknowledge their signature. But for a digital giraffe, the strictness remains. The signer must be clearly visible on camera, actively applying their electronic signature, and then the notary must administer the verbal oath over the audio video link and actually hear the affirmative response before applying the digital seal.

SPEAKER_03 17:55

You know, embracing these digital tools seems like the only way to scale a modern practice. And the mobile notary blueprint digs deep into how to build a business around this.

SPEAKER_02 18:05

Oh, absolutely.

SPEAKER_03 18:06

A huge part of that is fee-setting transparency, making sure your clients understand travel fees versus per signature fees, but it's also about building an online presence focused on specialized competence.

SPEAKER_02 18:17

That specialization is what separates the professional from the hobbyist. And that is exactly what the 2026 brand redesign for Mobile Notary by Derek Spruell is trying to capture. They are rolling out a unified visual identity designed to really command institutional authority.

SPEAKER_03 18:33

Yeah, I was looking at the new aesthetics. They are moving to a deep navy background, which psychologically projects stability and trust. Stark white typography for absolute clarity, cutting through all the legal jargon, and that vibrant red accent that says buy Derek Sparl.

SPEAKER_02 18:48

The visual language is meant to shift the public perception away from the stamp robot and toward a recognized, authoritative legal shield.

SPEAKER_03 18:56

And they are building an entire ecosystem around that professionalization over at Little Derek's Door Online.

SPEAKER_02 19:01

They really are.

SPEAKER_03 19:02

Listeners can actually buy the notary knowledge reference books we've been unpacking today. They have apparel with the good enough is not a thing mantra to keep you grounded, the good question mouse pad designed by Montez Travis for your desk, and even upcoming children's books like The Permission Slip Debacle to teach integrity to the next generation.

SPEAKER_02 19:21

I love that. It is a comprehensive toolkit for taking the craft seriously. It reinforces that every time you apply your seal, you are participating in a legal tradition built on absolute trust.

SPEAKER_03 19:32

Which brings us to a final thought I want to leave you with as we wrap up this show. We are fully embracing this digital frontier. We have ORN, algorithmic credential analysis, biometric ID checks, and KBA pulling from deep credit files.

SPEAKER_01 19:46

Right.

SPEAKER_03 19:46

But as these digital tools become increasingly sophisticated, will they make us completely foolproof against fraud? Or is traditional human intuition your sheer ability to look a cider in the eye, sense the tension in a room, and recognize the subtle signs of coercion, something that technology can never truly replace?

SPEAKER_02 20:05

That is the defining question for the modern practitioner. Algorithms can verify a piece of plastic, but they cannot verify the human heart or the presence of fear. The tools are only as effective as the intuition of the professional wielding them.

SPEAKER_03 20:19

We would love to hear your thoughts on this and any wild scenarios you've run into at the desk. Please rate the show, subscribe, and share this podcast with other entry-level notaries who could use a serious confidence boost.

SPEAKER_02 20:31

And if you have specific, complex situations you need help navigating, reach out to us. Email your questions to Derek at dereksrule.com. We will try to answer as soon as possible at the end of our shows.

SPEAKER_03 20:43

We couldn't put this together without our incredible team. Executive producer Derek Spruel, lead writer Marilyn Lee Trotter, graphics by Eddie Montez Travis, music by Thomas Bynum, and produced by Magnificent Works Business Solutions.

SPEAKER_02 20:56

Keep learning, keep questioning, and keep your shield up.

SPEAKER_03 20:59

Don't just be listeners of the knowledge, be doers of the knowledge. This is notary knowledge. Until next time.

SPEAKER_01 21:05

Since you started your notary business, strive for excellence. Introducing the book Notary Operational Excellence by Derek Spruell. Build your business on a beacon of precision and trust with expert advice. Check out Notary Operational Excellence by Derek Spruel from Amazon.com, Barnes Noble, Books a Million, Bookshop.org, Mobile Notary by DerekSprowel.com, or download from Kindle today.